Hello World! Pay all your Utility Bills with XPay Life

The recent push towards the digitization of payments in India has created a buzz in the industry and people are adopting the digital methods of payments widely. Right from recharging the DTH, paying electricity bills, and ordering food, everything is happening in a matter of a few clicks. With an aim to boost cash as well as cashless transactions, XPay Life has launched its Web, Mobile App for IOS and Android, POS Device and Touch Screen Kiosk to pay all the utility bills.

Our USP is Multi-Utility Bill Payment via Touch Screen Kiosk that collects cash as well as other digital payment channels also. From XPay Life web, mobile apps and touch screen kiosk, the users can pay their Electricity Bill Payment online, Gas Bill Payment, Water Bill Payment Postpaid, Mobile Bill Payment, Landline Postpaid Bill Payment, Broadband Bill Payment and DTH Bill payment using Blockchain Secure Payment Gateway and their preferred payment channels.

XPay Life is integrated with multiple payment channels such as all national and international banks, UPI, Net Banking, Debit Card, Credit Card, and wallets.   

Just select the services, and make payment in as less as three steps. It only asks to enter the consumer number, select the operator and choose the payment channel. That’s it. This process is applicable to all the services.

Blockchain secure Payment Gateway makes transactions a lot faster between peers and international payments. With XPay Life Blockchain-enabled transaction framework - sending and receiving payment comes with enhanced security and faster settlement processes which further improves traceability and transparency.

XPay Life follows stringent data security standards which include SSL security certificate. The platform has a robust process for fraud detection and prevention. XPay Life is also PCI DSS compliant which ensures the highest level of security standards.

XPay. Life offers Integrated Bill Payment Solutions

We are living in an era where digital payment has embraced all the innovative solutions such as third-party wallet, bio-metrics as an authentication and authorization tool, thanks to ubiquitous connectivity, biometrics, tokenization, cloud computing, and Internet of Things that has made things much easier for the customers to transact and interact with their payment partners. With the rise in the usage of smartphones and internet access, Indian consumers have confirmed their constant connection.

From the traditional cash/card/cheque model, digital payment has evolved to 'online single-channel closed models’ to 'mobile multi-channel’ to 'In-app payments and proximity transactions.

As per the Google – BCG market study on Digital Payment 2020, bill payments remain the most inconvenient of use-cases to fall under the scope of digital payments. Around 30 billion bills worth USD 103 billion are generated every year, of which, 70% is paid in cash. With the launch of Bharat Bill Pay, a large inflection is expected as massive amounts of bill payments to get digitized.

In collaboration with Bharat Bill Pay, XPay.Life has been launched that offers a full spectrum of utility bill payment via Touch Screen Kiosk, Web, IOS & Android Mobile App and POS Device. Consumers can pay their electricity, water, gas, mobile, landline, broadband and DTH bills using any of the media.

BCG has further quoted that a large percent of the Indian population is still habituated to use cash even when making online purchases with 68 percent of the surveyed consumers admitting to using cash as a means of payment. Considering the habit of using cash for payment, XPay.Life has enabled cash as well as digital payment channels on its Touch Screen Kiosk such as UPI, debit and credit card, net banking and wallets.

For more details visit here : https://www.xpay.life/

The Winning Agenda - Bill Payment through Cash & Digital Channels - XPay.Life

India has traditionally been a cash-centric economy, and the contribution of cash for bill payment has witnessed ups and downs in recent years. As per Google – BCG Report, over a period of 5 years from 2005-2010, the rate of decline in cash contribution was 0.8 per cent whereas from 2010-2015, the same metric was at 2.6 percent, indicating a rapid increase in adoption of non-cash instruments such as online payment using net banking, debit and credit card, UPI and wallets. Considering a big picture of customers and their true needs, XPay.Life has launched a platform to pay all the utility bills using Blockchain Secure Payment Gateway through Cash as well as Digital Payment Channels.

Defining an economically viable and sustainable model is the major challenge of any payment service provider. In India, where digital payments compete with cash, which has no "visible cost" to the user, XPay.Life has launched multi-utility bill payments via physically installed Touch Screen Kiosk. Users can pay their bills such as electricity, water, gas, mobile, landline, broadband, and DTH using cash as well as UPI, credit and debit card, Net Banking and wallet.

Apart from Touch Screen Kiosks for bill payment, XPay.Life has launched a web portal www.xpaylife.com, iOS & Android mobile app and POS device for Easy Bill Payment Online We have integrated all the major operators and bills can be paid in a maximum of three steps. Blockchain Secure Online Bill Payment ensures the enhanced security and faster settlement of processes which further improves traceability and transparency of transactions.

Looking beyond, offering cash as well as digital payment channels is the winning agenda in the present scenario and XPay.Life is successfully offering both the options to win maximum numbers of customers/users.

For more details visit here: https://www.xpay.life/

XPay.Life establishes a Bill Payment Ecosystem in India!

A lot has changed in the payment world recently. With a population of over 1.25 billion people who are eagerly participating in Bill Payments using different modes of payments, India is witnessing a revolutionary transformation in the way bills are being paid. If experts are to be believed, this is only a beginning and lots more are in the process to make it conducive for the customers to make Easy Bill Payment Online.

Multi-Utility Bill Payment and Recharge form a major component of transaction wherein cash continues to dominate. However, the existing system does not address the demands of rural and urban Indians simultaneously. To serve each and every section of our country, XPay.Life has launched a full spectrum of Bill Payment through Touch Screen Kiosk, Web, Mobile App, and POS Device.

If customers want to pay an electricity bill, they can Pay Electricity Bill online and offline mediums. They can choose to go nearby Touch Screen Kiosk and pay using cash or through a POS device. If not, Pay Electricity Bill Online through the web (www.xpay.life) or can download XPay.Life iOS and Android Mobile App, for paying utility bills.

XPay.Life has fundamentally changed the way customers manage their payments by providing a platform that includes both, online as well as offline payment. For digital payment, XPay.Life enables all national and international bank payment, UPI, debit and credit card, Net Banking and Wallets. Choose the best medium for you and make the payment in a go. XPay.Life is the only app that offers only Utility Bills Payment including Electricity, Mobile, Gas, Water, Landline, Broadband, and DTH.

Leave all your worries about a safe and secure transaction as XPay.Life has integrated Blockchain-based transactional framework that ensures the most secure payment along with respecting the privacy of consumers. Blockchain ensures the transparency of each payment keeping data 100% secure.

For more details visit here : https://www.xpay.life/

Cash or Digital Payment? Well, XPay Life offers both

Why settle down with one when you can have the best of both worlds! 

Online Payment has spread like a virus and anyone can just hook up online and sort out all things such as shopping, Pay Broadband Bill or any other utility bill payments in just one go. In fact, even a kid can order and pay the bill online without much hassle. Thanks to technology, which has made digital payment much easier and highly secure.

Google BCG Report has summarized the reason for more adaptability of Digital Payment among people is the advent of non-bank tech and retail players in the payments arena that has exposed customers to superior end-to-end customer experience. Customers' expectations from payment channels have changed with many features such as biometric authentication and much more. They have surety to make Secure Landline Bill Payment or any other online payment that will be 100% secure.  

While consumers have exhibited an enthusiastic response towards digital payments, they have also voiced several concerns that act as impediments preventing their shift to and belief in digital payment methods such as habit to use cash, less awareness about the whole process.  

Utility Bill Payment is the most vibrant topic, which has witnessed the wonders of technology and online services. To provide a balance of online as well as offline payment, XPay.Life provides a platform to pay Utility Bill Payment for different billers such as one can make Easy Water Bill Pay online without any hassle. This process has given the ultimate convenience to the consumers by paying the bills in a few minutes without disturbing the daily schedule.

Cash is deeply embedded in the ecosystem that small merchants operate in. Customers, especially from rural areas, rarely ask to pay digitally and the upstream supply chain also demands payments in cash in rural areas. To ensure universal acceptance is built, XPay.Life is ensuring that options are given to the customers for a gradual transition of cash to digital payment into customers and merchant transaction ecosystems.

XPay.Life facilitates people to pay their utility bills using Touch Screen Kiosk through cash as well as cards. For online medium, it has a portal called www.xpay.life and mobile app as well, through which people can make an online payment. Pay Gas Bill Online or offline, using touch screen kiosk or web or mobile app, as per convenience.

For more details visit here : https://www.xpay.life

Which is the Best Online Bill Payment Website in India

In recent times, many options have been flooded in the market to pay the utility bills online, increasing the competition for the Best Online Bill Payment Website in India. There are various online bill payment services in India that allow you to pay postpaid bills online. In just a few clicks, you get to pay all your utility bills in one go. Among many players, XPay.Life is one of the best choices for Bill Payment Online.

This begs a question, what is XPay.Life?

To give an introduction, XPay.Life offers a complete spectrum of bill payment and facilitates consumers to pay their multi-utility bills including Electricity Bill Payment Online Water Bill Payment, Gas Bill Payment, Mobile Bill Payment, Landline Bill Payment, Broadband Bill Payment and DTH Bill Payment through Touch Screen Kiosk, Web, Mobile App and POS device, using the most secured Blockchain-based Payment Gateway.   

Why XPay.Life?

XPay.Life offers a wide range of payment options including UPI, Credit and Debit Card such as Amex, Diners Club, Mastercard, and Visa, Net Banking and Wallet, using the Blockchain-based Payment Gateway, which provides the most secure and transparent payment gateway for the customers. Since all the transactions can be seen publicly and cannot be altered once they’re coded into the system, blockchain helps the customers to spend their digital money much easier. Since it is secured and transparent, transactions take a lot shorter time and quicken the whole payment processes.

Unique Selling Proposition of XPay.Life!

XPay.Life serves its consumers through offline mode of payment also. Consumers can do DTH Recharge Online by visiting the nearby Touch Screen Kiosk and make the payment in cash as well as using digital transactions. If you want to make payment online such as if you want to make Postpaid Mobile Bill Payment Online, then browse www.xpay.life and pay the bills. Consumers can also pay their utility bills by downloading XPay.Life iOS and Android App, which is available on the Play Store and App Store.

Steps to follow to make Electricity Bill Payment Online:

·  Log in to www.xpay.life

·  Select the service such as Electricity Bill Payment

·  Select the Operator & enter your consumer number

·  Add payment details and submit them.

The complete process can be performed in as little as three clicks. The process is the same for other services as well.

Support & Feedback!

Support Team of XPay.Life is available 24x7x365 days. Consumers can write their queries/concerns/issues and send them to support@xpay.life. The team promises to respond to every email within 24 hours. Consumers can also call on +91-88843 56000.